Affordable Care Act (ACA)
What is the Affordable Care Act (ACA)?
The Affordable Care Act (ACA) is a landmark piece of legislation aimed at improving healthcare access and affordability in the United States. Enacted in 2010, the ACA introduced key reforms to the healthcare system, including the creation of health insurance marketplaces, expansion of Medicaid, and regulations that require most individuals to have health insurance.
Key Features of ACA Plans:
Essential Health Benefits:
ACA plans cover a comprehensive range of essential health benefits including emergency services, maternity and newborn care, mental health and substance use disorder services, and prescription drugs.
Preventive Services:
Many preventive services are provided at no additional cost, such as vaccinations, screenings, and wellness visits.
Coverage for Pre-existing Conditions:
ACA plans cannot deny coverage or charge higher premiums based on pre-existing conditions.
Subsidies and Financial Assistance:
Depending on your income, you may qualify for subsidies that lower your monthly premium and out-of-pocket costs.
Why Choose an ACA Plan?
ACA plans offer a robust level of coverage designed to meet a wide range of healthcare needs. Whether you're looking for individual coverage or family plans, ACA policies ensure you receive quality care while protecting you from high medical costs.
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